Homeowners Insurance in Kenner, LA

Coverage made for local homes.

A white house with a black fence and a tree in front of it.

Protect Your Kenner Property

Personalized policies for every home.

In Kenner, LA, homeowners face unique risks—from hurricane winds to flood-prone streets. That’s why we don’t offer one-size-fits-all plans. At Direct Source Insurance, we tailor homeowners insurance coverage to your property, budget, and priorities. Whether you own a historic house, a modern build, or a mobile home, we’ll help you compare top carriers, understand your options, and choose protection you can rely on—today and long-term.

What Your Policy Can Include

Real protection for everyday risks.

Dwelling Coverage

Pays to repair or rebuild your home after fire, wind, or other covered damage.

Personal Property

Covers your furniture, clothing, and valuables if they’re stolen or destroyed.

Liability Protection

Offers legal coverage if someone is injured on your property or you’re held responsible for damage.

Loss of Use

Pays for temporary living expenses if your home becomes uninhabitable due to covered damage.

Optional Add-Ons

Includes identity theft, water backup, or scheduled personal property coverage tailored to Kenner homes.

Why Kenner Homes Need Coverage

Local risks call for smart protection.

A black and white drawing of a tree blowing in the wind.

Hurricanes Are a Constant Threat

Kenner’s location means wind and water damage are real concerns for every homeowner.

A black and white icon of a clipboard with a pencil on it.

Lenders Require Insurance

Most mortgage lenders mandate proof of homeowners insurance as part of your loan agreement.

A black and white drawing of a house with an umbrella over it.

Your Property Is a Major Investment

Insurance helps protect your equity and peace of mind from unexpected disasters.

Kenner Homeowners Insurance FAQs

Local answers to common questions.

  • How much does homeowners insurance cost in Kenner, LA?

    The cost depends on factors like your home’s age, size, location, and coverage limits. On average, homeowners in Kenner can expect to pay between $1,800 and $3,000 annually. Discounts may apply for newer roofs, home security, or bundling policies. We provide custom quotes that balance coverage with affordability.

  • Is flood insurance included in my home policy?

    No—standard homeowners insurance does not cover flood damage. If you live in a flood zone or near Lake Pontchartrain, you’ll need a separate flood policy. We’ll explain the difference and help you secure both types of coverage to avoid costly gaps.

  • Can I insure a mobile home in Kenner?

    Yes. We offer homeowners insurance specifically designed for mobile and manufactured homes. These policies include structural coverage, personal belongings, and liability protection. Let us know your setup, and we’ll find the right fit.

  • What if I rent out part of my home?

    If you rent a room or separate unit, you may need a modified homeowners policy or landlord coverage. This ensures both your property and liability are properly protected. We’ll help you adjust your policy based on how you use your home.

  • Are there discounts for safety upgrades?

    Yes. Homes in Kenner may qualify for discounts if they have smoke detectors, security systems, hurricane shutters, or newer roofing. We’ll review your setup and apply every eligible credit to lower your premium without reducing your protection.